Well-being Well-being

Well-being

GOOD HEALTH AND WELL-BEING QUALITY EDUCATION GENDER EQUALITY DECENT WORK AND ECONOMIC GROWTH REDUCED INEQUALITIES

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In April 2019, our Group announced the Well-being Declaration
as a key initiative to foster an environment
where employees can work vibrantly in good health for many years.

Well-being Declaration

We value the well-being of all our employees and endeavor to provide a workplace conducive to physical, mental, and social well-being.

  1. We will monitor employee well-being and address any problems we identify.
  2. We will take daily action to protect employees’ physical and mental health.
  3. We will assist each employee with their specific health and disease-prevention needs and help them reconcile the demands of treatment and work.

Workstyle reform

Job-based employment—Rewarding employees for their professional and personal development

We classify the professional skillsets we require and use job descriptions to clearly delineate each employee’s roles and responsibilities.

Respecting human rights, embracing diversity, Prohibiting workplace harassment

We have enshrined respect for human rights in the Tokai Tokyo Financial Group's Ethical Code of Conduct. In April 2020, we published the Anti-Harassment Pledge.

Humanity Enhancement Program

In July 2020, we launched the “Humanity Enhancement Program” with the aim of promoting the improvement of human nature. This program aims to support voluntary efforts to improve human skills outside of work and to serve as role models within the company. Specific measures include support for taking a second job in another company in order to gain a variety of practical experiences, values, and knowledge, and a mentor-mentee system in which employees with career development issues or concerns (mentees) are introduced to employees with a wealth of knowledge and experience (mentors) so that they can work on solving the mentees’ problems.

Humanity Enhancement Program
Humanity Enhancement Program

Position Challenge system

The Position Challenge system is designed to help employees advance their careers in their desired positions and departments by encouraging them to state their ideas. Beginning in fiscal 2024, the program expanded to include all departments and positions, allowing a diverse range of employees to participate regardless of age or current rank. Employees seeking career growth can apply by submitting a statement that highlights their motivations and key strengths. Following a comprehensive evaluation of resumes and interviews, successful applicants are transferred to their chosen pathways. Through this system, the Company now provides employees with more support for their voluntary career development.

An employee suggestion program

Examples of dialogue with employees

We run an employee suggestion program in which employees can submit ideas for improving the Company. In the period under review, 265 ideas were submitted. The ideas included those for improving workplace productivity (or transforming working patterns) and promoting SDGs initiatives. Award-winning ideas were swiftly implemented and praised by other employees.

An existing employee-engagement program
  • Employee crowdsourcing program

    This crowdsourcing program distributes tasks to the employees outside their departments seeking for particular skills and experience to improve productivity and generate new outcomes.

Employee feedback
  • I got a chance to work with new people and experience head office operations.
  • The experience will help my career.

Health management

Basic Idea

The Group deems it one of our essential management missions to keep every employee in good health. We embrace the concept of well-being, which tells us that health means to be in good physical, mental and social conditions. To encourage all of us in the Group to enjoy well-being, we are implementing various actions. We respect the ILO International Labor Standards and observe various labor-related laws and regulations. Also, to provide employees with an environment where they can work lively for many years in good health, we organized the Hygiene Meeting to arouse employees’ consciousness of hygiene, administered stress testing, and took measures to reduce overtime work.

Good Health Promotion Management Initiative

Good Health Promotion Committee

We provide health checkups to monitor employee health and identify health issues. We also provide programs designed to promote healthy living.
We conduct inspections to verify the effect of measures taken and set a health promotion goal.

Good Health Promotion Committee

CHO

Chairman / President,
Tokai Tokyo Financial Holdings / Tokai Tokyo Securities

Chief Human Resources Officer (CHRO)

Personnel Planning Department Head

General Manager of Corporate Communications Department

Full-time Public Health Nurse

Representative Occupational Physician

CHO (Chief Health Officer)

Senior Managing Executive Officer in charge of General Planning Group  Yasuyoshi Oomi

Yasuyoshi Oomi

“Health is not the purpose of life. However, it is the first condition.” (Saneatsu Mushanokoji)

As this quote suggests, health is the unwavering foundation for achieving goals and living a fulfilling life.

Our Group regards employee health as its most important management resource. We view creating an environment where employees can work with vitality—both physically and mentally—as a strategic investment directly tied to enhancing corporate value. We are actively implementing a wide range of initiatives and vigorously promoting health and productivity management.

Through these efforts, we will continue to take on sustainable and forward-looking challenges for our customers, shareholders, and society.

As a comprehensive financial group, we remain committed to boldly pursuing “Beyond Our Limits”—creating new value for the future.

CHO is an acronym for Chief Health Officer, who bears the highest responsibility for improving the employees’ wellness. The officer supervises activities related to the employees’ health management.

Current status of health management promotion

1.Support for employees’ health management

Under the supervision of medical professionals, including occupational physicians and full-time public health nurses, we manage and support employees’ health.

⑴ Physical Health Support

・Support for employees’ health management
Based on the result of the physical checkup, occupational physicians send letters to employees, as the case may be, recommending second and thorough examinations.

・Regular “health consultation”
We provide health guidance on diet and exercise to employees diagnosed to suffer an incipient lifestyle-related illness. Thus, we are advancing health management to protect employees from diseases.

⑵Mental Health Support

・Mental Healthcare
By making consultation services available to employees, we aim to prevent them from suffering mental disorders. Further, to avoid the symptoms’ recurrence, we provide continuing care by ascertaining physical conditions and consultations with physicians to support the employees returning to work.

・Stress Check
All employees including those working in the offices with 50 employees or fewer are recommended to take the stress check. The result of the checking is used to improve the working environment.

≪Stress Check Completion Rate≫
FY2023 FY2024 FY2025
97.2% 95.6% 96.2%

⑶Others

Clinical thermometers and blood pressure monitors are installed at each office to support employees' health through the early prevention of disease. Also, as a measure to check long working hours, supervisors are instructed to moderate working hours.

2.Breeding consciousness of health

We regularly distribute information about common health issues on the corporate portal and within an app to breed consciousness of health among employees. We support the health of our employees by providing educational content from a variety of angles, including “sleep,” “improving dietary habits,” “health challenges unique to women,” “dental health,” and “eye health,” and by realizing synergies with the effects of various other initiatives we deploy.

3.Improvement of the work environment

We recommend moving the stairs between floors. We have also introduced electric standing desks at our Tokyo Head Office to address the health risks posed by sitting and standing up too much.

As part of our policy against smoking, we closed all designated smoking areas of the Group entities in July 2025. Since 2023, we have been promoting measures in stages to reduce the smoking rate as one health issue among employees. Specifically, we have been raising awareness of smoking and promoting behavioral change through messages from the Chief Health Officer (CHO), displaying educational posters in smoking areas, regularly disseminating information on the health risks of smoking, as well as holding a no-smoking poetry contest. In light of further advancing these ongoing measures, we have decided to close the smoking areas in order to prevent passive smoking and maintain a healthy work environment.

We will continue to maintain and improve the health of executives and employees of the entire Group and strive to create a workplace environment where everyone can work with peace of mind.

≪Trends in Smoking Rate≫
FY2023 FY2024 FY2025
27.2% 26.1% 25.6%

4.Sports support for employees

We support our employees’ “club activities” and “individual sports initiatives”. The purpose of “club activities” is to promote the health of employees by encouraging exciting activities of their similar interests, and we provide funds for such activities. Various clubs are using such funds to operate their activities, such as the tennis club, the runners’club, the golf club, and the baseball club. Those clubs serve as a place for interactions among participants beyond divisions and positions. We also support “individual sporting activities” through our “Humanity Enhancement Program”, which supports activities outside the Company.

Under this system, employees are invited to take part in voluntary sporting events. In addition to financial support, we allow employees flexibility in their time management, for instance, by giving employees the option to adjust their working hours. Since the program began, we have supported employees taking on challenges in a variety of sports, including basketball, personal training, rubber-ball baseball, fencing, clay target shooting, golf, judo, and futsal.

5.Promotion of exercise opportunities

We are actively promoting opportunities for employees to engage in physical activity. These initiatives include organizing “walking events”, in which our employees use a common pedometer application to compete for the number of steps they take during a set period of time, and distributing “health fitness videos”, where employees who are athletes introduce stretch and torso training that can be easily done at either employees’ desks or homes, as well as arranging “online health seminar”.

The “walking event” is our company event that we have held every year since 2020. In addition to promoting the health of employees, it has led to activating the communication across departments and generations. We set a theme for the event each time and operate it in a creative way so that participants can enjoy themselves. So far, we have held events to raise the motivation of participants, for instance, by awarding those who walked more than the average recorded by the participants in the same event in the previous year, and by organizing a competition between employees and the management for the number of steps walked. At the most recent event, as an initiative to combine “health” and “social contributions,” we introduced a system to make donations when participants reach their goals. By exercising such ingenious ideas, we create opportunities for employees to continue exercising while having fun and help them form exercise habits.

≪Trends in Exercise Habit Rate≫
FY2023 FY2024 FY2025
25.6% 27.1% 27.8%

External evaluation of health management

Qualified as an “Excellent Health Management Corporation 2026(Large Enterprise Category)”

Tokai Tokyo Financial Holdings has been certified as an “Excellent Health Management Corporation” for the seventh consecutive year by the Ministry of Economy, Trade and Industry and the Japan Health Conference.

The Excellent Health Management Corporation Certification Program recognizes large and small corporations that demonstrate outstanding health management practices, based on initiatives addressing regional health challenges and health promotion efforts led by the Japan Health Conference.

We will continue to proactively implement initiatives to create a working environment where employees can remain healthy, engaged, and work actively over the long term.

Excellent Health Management Corporation

Encouraging More Physical Exercises

Tokai Tokyo Financial Holdings has been recognized as a company that promotes employee sports activities, contributes to regional sports, and hires athletes.
As a result of these initiatives, we were certified by the Japan Sports Agency as a “Sports Yell Company 2026” and by the Tokyo Metropolitan Government as a “Tokyo Sports Promotion Company for FY2025,” marking our seventh consecutive year of recognition for both programs.

For the Sports Yell Company program, we have also earned the Silver designation, which is awarded to companies that have been certified continuously for seven years or more.
Our continued recognition reflects initiatives such as sports-related support under the Humanity Enhancement Program, which encourages employees’ voluntary challenges, support for in-house sports clubs, and walking events that promote employees’ health maintenance and improvement.

We will continue to actively support a wide range of initiatives that encourage our employees’ engagement in sports.

Encouraging More Physical Exercises

Diversity Promotion

The Group has positioned “promotion of diversity” as one of its management strategies and is engaged in a variety of activities, including initiatives promoting human rights, diversity and against harassment, support for childcare and nursing care, and initiatives for employment and recruitment.

Employee training

Professionalism with the human touch

To adapt to a shifting business environment, we view human resources as the most essential management assets. Based on this idea, we nurture a workforce that combines professional expertise with humanity (personal qualities) by providing various training programs tailored to different roles and goals. We nudge employees toward opportunities for self-driven learning so that they never stop developing themselves professionally and personally. This approach to talent development is followed throughout the Group.

MBA scholarship

We give employees opportunities to attend graduate courses. There are two participating institutions in Japan. The first is at Waseda University (Graduate School of Finance, Accounting and Law) and the second at Hitotsubashi University (Graduate School of International Corporate Strategy). We are also sending selected employees to the institutions in the USA and Europe.

Career Formation Support

We declare ourselves to be an ever-learning organization, and we offer various career-refining programs to employees prompting them to acquire professional knowledge and plan career formation. We implement company-wide programs such as a Career-Design, an In-house Staff Recruitment Scheme, and various other pieces of training.
The Minister of Health, Labour, and Welfare presented us with the Good Career Company Grand Award in the fiscal year 2018, recognizing such initiatives of ours.

Good Career Company Award

Development programs

As a “company that continues to learn,” employees are encouraged to learn voluntarily. Employees can freely choose and take classes according to their self-development needs.
In addition to the “Business Basic Skills” program, we also offer a variety of programs designed to enhance expertise. There are programs where you take classes at your own expense, but there are also systems where you can get a partial refund if you meet the conditions.(Several exceptions)

Training

Group training

TT School

We aim to acquire various kinds of knowledge and core skills that are useful for business in accordance with various themes.
We have online group training programs.

Self-learning

5-Minute Drills

If you study one topic for five minutes every day, you can finish one course in about a month. The dills are e-learning programs designed for learners to acquire knowledge about finance in a short time.  It can also be used to acquire “FP Continuing Education Credits” required to maintain AFP/CFP qualifications.

e-Learning Library

We offer a package of e-learning courses to help employees acquire basic business skills.

TT Learning

We offer a package of e-learning courses to help employees acquire basic business skills. This includes Qualification Acquisition Measures and programs for language learning.

We help employees with their spontaneous learning efforts by making various programs available for their varying goals. For instance, our employees can access “Udemy” to learn digital transformation & IT skills utilization.

Confirmation of learning outcomes

Furthermore, we have programs for employees to verify their learning progress and assist in their acquisition of work-related qualifications and licenses.

FYE Mar. 2026

Number of employees who acquired qualifcation / license MBA from institution in Japan 38
MBA from institution in other country 12
Securities analyst license 75
AFP, CFP charter 1,846
TOEIC score of 700 or higher 140
Chief of Money Lending Operations license 258
Education and training expenses (million yen on consolidated basis)   250
E-learning* Number of attendees 1,250**

*Optional ("cafeteria") training programs
**Number of employees who have completed the course as of March 31, 2026